Turning
uncertainty
into opportunity.
We work with banks, insurers, and the public sector on risk frameworks, regulatory compliance, and quantitative analytics — helping our clients meet what their regulators expect, and make better decisions in the meantime.
A small firm by design. Senior practitioners run every engagement themselves — there is no junior pyramid behind the work we sign off on.
What we do
We help banks and other institutions treat risk as a real business problem — not a tick-box exercise. The work covers financial risk, governance, compliance, climate, and data.
01
Senior practitioners
Banking, insurance, regulatory work, data governance, climate. The same people who scope the work do the work.
02
Bank-focused
Most of our engagements are ALM, ICAAP, ILAAP, stress testing, and balance-sheet risk for banks.
03
Quantitative
VaR, EaR, scenario analysis. Methodology you can hand to your auditor and your regulator without a second pass.
04
End-to-end
Financial, operational, climate, data, and regulatory risk under one engagement when that fits — never forced.
Advisory practice areas
Financial Risk
- ›Credit · Market · Liquidity
- ›ALM · ICAAP · ILAAP
- ›VaR · EaR · stress testing
Enterprise Risk
- ›ERM frameworks
- ›Risk appetite
- ›Strategic & reputational
Compliance & Governance
- ›Regulatory frameworks
- ›Board & risk committee advisory
- ›Compliance monitoring
Climate & Sustainability
- ›Climate risk analysis
- ›IFRS S1 / S2 alignment
- ›ESG integration
Data Protection
- ›Maturity assessments
- ›Privacy governance
- ›Data risk management
Risk Technology
- ›CURATE FLOWS — ALM platform
- ›Stress testing engines
- ›Regulatory reporting
Our ALM platform
runs on-premise
CURATE Flows
Our Asset & Liability Management platform — built for banks that want one place for balance-sheet risk, stress testing, and the reports the regulator actually asks for.
- Interest-rate riskmonitoring & repricing
- Liquidity riskLCR · NSFR · LAR
- Stress testingscenario engine
- Balance-sheetanalytics & optimisation
- Reportingregulator-ready exports
- Dashboardsreal-time KPIs
Who we have worked with
The list is short on purpose.
Credit-risk frameworks, ALM and liquidity, ICAAP / ILAAP, regulatory reviews, ERM strengthening — done with the institutions below.
§ Talk to us
Tell us where the
risk problem is.
A short call usually tells us whether we can help. If we can, we send a written scope within a week. If we cannot, we point you somewhere that can.